Three tips on how to live on one income! 

Three tips on how to live on one income! 

Ok, if you’re looking for real financial flexibility it’s time to start living on one income. Living on one income allows you to to put money towards whatever you want! Emily and I have been lucky to have a vision from the very beginning of our marriage on how we want our life to be over the next 30 years. This focus has helped us really pinpoint our finances on the items that need to be accomplished in order to make our vision a reality. Our major financial goal is to have ZERO debt, no debt by the time we

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How to create your first Budget!

Lets Create Your First Budget! If you want to take charge over your finances a budget is key. Don’t think of a budget as a restricting measure, because its not. A budget is just a blue print of where you want your money to go. It’s a list of your priorities, thats it. This is a living document you can change it as the month progresses. It took me three months before I was able to successfully project my monthly spending. I’m going to walk you through my favorite budgeting app, Everydollar.com. If you want to find a different one please click

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How to check your Credit Report for FREE!

Have you ever wondered what is on your credit report? I know I did, but I didn’t want to pay to look at it. I discovered that there is a website where you can request a FREE report once a year from each of the credit bureaus. Annualcreditreport.com will NEVER ask for credit card information, it truly is a FREE report. This sight won’t give you your credit score, unless you want to pay for it. But in the report you’ll be able to see every account you’ve ever opened, along with current balances and minimum payments. There are three

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I paid my mortgage off in 19 months and you can to with these tips!

If you’re in the market to buy a house and you want to pay it off early follow these simple steps. Do not buy a house until all your other debts are paid off! This one step is tricky to do because we want to have everything now. But if you wait to move into a home when you’re 100% debt free the house is more enjoyable. If any issue arises and you need to fix something in the home you’re in a financial position to take care of it. Also, if you get into a house and you still

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