Donnie and Emily’s Debt Free Journey First Married Mine and Emily’s debt free journey began when we got married in June of 2009. We went to Hawaii for our honeymoon maxing out our credit card at $5,000. When we came back from our honeymoon we knew we had to pay it off quickly. At this time in our life Emily was the only one working full time making $42,000 a year as a nurse. I was still going to school for my bachelors in political science. My income came from student loans, the Army National Guard, and part time painting.